WELCOME TO ADVISOR OFFICE
International Health Insurance, local Medical Aid and Employee Benefits.
ADVISOR OFFICE
No unnecessary complexity.
No wasted spend.
We design and manage smarter healthcare and employee benefit solutions, reducing costs, simplifying administration, and ensuring your people are adequately covered.
Trusted by businesses across South Africa and internationally
OUR BENEFITS ARE DESIGNED FOR
International and local healthcare and
employee benefit solutions, tailored to you
International / Expats
International healthcare solutions that give you confidence and continuity of cover wherever you live, work or travel.
Corporates
Strategic benefit structures that optimise costs, improve retention, and reduce administrative burden.
SME’s
Flexible and cost-effective healthcare and employee benefit solutions that support your team.
Individuals
Healthcare cover designed around your lifestyle, giving you confidence in your care and your costs.
HEALTHCARE WITHOUT BORDERS
Expert international health and travel insurance for a global lifestyle.
How Can We Help
International Health Insurance
Access quality healthcare anywhere in the world, with cover structured around your location, risks, and mobility.
Medical Aid &
Gap Cover
Make confident decisions in a complex system, with the right combination of cover and financial protection.
Employee
Benefits
Reduce unnecessary spend while delivering meaningful value to your employees, with simple, manageable administration.
Travel
Insurance
Stay protected against unexpected disruptions and medical emergencies, wherever you travel.
Specialised Pan African Solutions
Customised Medical Health solutions for Multinational Companies with staff operating across Africa and potentially beyond.
Health & Employee Benefit solutions
from people who genuinely care.
WHY ADVISOR OFFICE
Independent advice, real cover.
- Independent unbiased advice across all employee benefits and international health insurance providers.
- Solutions tailored to your specific needs — not generic packages.
- Dedicated, personalised support (no call centres).
- 24/7 emergency assistance when it matters most.
- Extensive experience across South Africa, Africa, and worldwide markets.
- Ongoing support — from selection through to claims.
FAQs
How do I know if my business is overpaying for employee benefits?
Many businesses continue paying for outdated or poorly structured employee benefit solutions without reviewing whether they still meet the needs of the business or employees. Over time, businesses can end up paying for overlapping benefits, underutilised cover, or structures that no longer aligns with workforce needs. A professional review can often identify opportunities to reduce unnecessary spend, improve employee value, and simplify administration without compromising on cover.
What is the difference between medical aid, gap cover, and health insurance?
Medical aid helps cover day-to-day and in-hospital healthcare expenses through a regulated scheme. Gap cover provides additional protection for costs not fully covered by medical aid, particularly specialist and hospital shortfalls. Health insurance generally offers more limited cover for specific medical events or needs.
Can Advisor Office help both businesses and individuals?
Yes. Advisor Office supports individuals, SME’s, corporates, and international teams with tailored healthcare and employee benefit solutions across South Africa and Internationally.
Do you offer international health insurance for employees working abroad?
Yes. Advisor Office provides international health insurance solutions for businesses with employees travelling, relocating, or operating internationally. Cover can be tailored based on destination, risk profile, and workforce requirements.
TESTIMONIALS
Read what our Clients have to say.